KYC and onboarding identity checks
Confirm a new customer's identity signals before you open the account.
Use-case advisor
Advisor readyAsk how kyc and onboarding identity checks should work for your exact product, data and team.
What this use case means
Onboarding checks use email, phone and IP intelligence to corroborate the identity a new customer provides and flag mismatches for manual KYC.
When to use it
- Use it at account opening for fintech, banking and regulated flows.
- Manual review is slow because the useful signals live across Email, Phone, IP and related sources.
- Your team needs structured JSON that can feed a CRM, risk queue, SOC case, support tool, warehouse or AI agent.
How Encrata powers it
01
Capture the identifier
Collect the applicant's email, phone and session IP.
02
Run the lookup stack
Verify each signal and check for breach or risk history.
03
Score the result
Compare against the declared identity for consistency.
04
Send it downstream
Onboard clean applicants; escalate mismatches to compliance.
Implementation shape
Example payloadPOST /api/agent/lookup
{ "use_case": "kyc-onboarding-checks", "input": { "email": "example_email", "phone": "example_phone", "ip": "example_ip" }, "fields_to_watch": [ "email validity", "full name", "role", "phone validity", "carrier", "line type" ], "action": "onboard or escalate"}